Gofe, TesfayeEresso, and DerejeRegasa Tulu. “Determinants of Customers E-Payment Utilization in Commercial Bank of Ethiopia the Case of Nekemte Town”. International Journal of Economics, Business and Management Studies 6, no. 2 (December 2, 2019): 378–391. Accessed December 26, 2024. http://onlinesciencepublishing.com/index.php/ijebms/article/view/249.