Okine, Abraham Nii Adu, and David Kwashie Garr. “A Comparative Analysis of the Impact of NPL on the Performance of Foreign Banks Compared to Indigenous Banks Operating in Ghana”. International Journal of Economics and Financial Modelling 10, no. 1 (November 3, 2025): 42–57. Accessed December 4, 2025. http://onlinesciencepublishing.com/index.php/ijefm/article/view/1641.